Brendan Burgess
Founder
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http://www.independent.ie/business/...-for-new-and-existing-borrowers-36199181.html
Haven's rates are now the same as AIB's.
Brendan
Haven's rates are now the same as AIB's.
Brendan
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No. Break fee calculation has nothing to do with the banks variable rate, but is linked to their cost of funds (wholesale rates).Brendan I'm on a fixed with EBS with no breakage fee. Is that likely to change if their svr drops below the current 3.5 fixed rate? Thanks
The "Mortgage Masters" will surely have to cut their rates now...........
If they don't, it will show the impact that cash back is really having on customer decision making.The "Mortgage Masters" will surely have to cut their rates now...........
If they don't, it will show the impact that cash back is really having on customer decision making.
I doubt they will be matching AIB rates if they even give a reduction at all.That is encouraging. Currently have a loan offer with PTSB for their 2% cashback as I bank with them but would be tempted away from them if EBS can match AIB/Haven rates.
Its like somebody seeing 50Eur note on the ground and not bothering to pick it up because its too much hassle
You could also have a solicitor dressed as a lollypop-person who charges you €1000 to cross the road....I really like that image and could motivate people to switch.
It would need enough development to make it still visual but not too much to lose the impact. There is a series of €50 note with your name on them on the other side of road. You have to get permission to cross the road, but that will be automatic. Then you have to walk down the road to a set of traffic lights to cross. Then once you have done that, you pick up €50 every week.
Or else you can just stay on your own side of the road and watch the €50 being picked up by a banker. And he winks at you every week.
Brendan
You could also have a solicitor dressed as a lollypop-person who charges you €1000 to cross the road....
If someone were to bend down for me and hand the E50 to me (EBS rate cut to same level), that would be better.