Just so you know, the "Tracker panel" are an utter waste of time. Their sole purpose is to delay and hope you go away. They will send you a response, after a lot of back and forward, to tell you, you are unsuccessful. You will then proceed to go through the Ombudsman. Mediation will take place and you will be told AIB are giving you nothing. You will then be asked do draft a final response for the Ombudsman's final decision. Then you will wait.I have just sent in my 2nd response to AIB, just wondering if AIB are likely to respond again or does it now go to tracker panel?
Hi Megafan, was that your 2nd or 3rd response from AIB?Just yesterday.
Just so you know, the "Tracker panel" are an utter waste of time. Their sole purpose is to delay and hope you go away. They will send you a response, after a lot of back and forward, to tell you, you are unsuccessful. You will then proceed to go through the Ombudsman. Mediation will take place and you will be told AIB are giving you nothing. You will then be asked do draft a final response for the Ombudsman's final decision. Then you will wait.
3rd response in this sequence. (Or 5th/6th, if we refer back to the original updates from the bank last year). In our last response we leaned heavily of the suggested responses from Brendan and others, while leaving out the analogies.Hi Megafan, was that your 2nd or 3rd response from AIB?
i have actually met someone who received the same €1600 "compensation" and have no interest in following up on any further redress. So i would think their plan is to hope some people give up.3rd response in this sequence. (Or 5th/6th, if we refer back to the original updates from the bank last year). In our last response we leaned heavily of the suggested responses from Brendan and others, while leaving out the analogies.
BDO appear to be drawing a line in sand on responses on their cover letter this time around saying we have to get Chairperson approval before responding again, and applying that standard to AIB as well.
To me anyway, while AIB certainly have friends in high places, there is a logic in the appeals process and there is strength in volume of responses. Legally at least, I just don't believe that AIB can assign whatever understanding they have as been the only one, when we are talking about legally binding documents. As I mentioned above the customer notice below that AIB are presently refunding customers on goes back 15/20 years in some cases and it is related to documentation and interpretation.
So I disagree with VFagan above in that sense. Maybe is a waste of time or maybe it is AIB stalling. Why else are we in this process, why would AIB dedicate such resources in the tracker panel if it wasn't to keep it away from the courts. Or I could be wholly wrong..
Why else are we in this process, why would AIB dedicate such resources in the tracker panel if it wasn't to keep it away from the courts.
Eh, because they have no choice. It's a requirement of the Central Bank tracker
I'm like you, still waiting on a 3rd response. Sent my response to their 2nd reply a few weeks ago now.
The letter gives me the option to reject the decision and refer the matter to the Ombudsman or the Courts.
You're right, I will continue and reject the response. Thanks for the encouragment !I am still waiting for my response.....I am in it for the long haul....I will continue to battle for as long as it takes....AIB are looking to reinstate bonuses on one hand while refusing to redress over 6000 families on the other.....It’s a total disgrace.....AIB need to honour their mortgage contracts.....my advice is don’t give them the easy out....continue the battle