Myself and my wife are very likely going to separate in the near future. We have one child together. We are in rented accommodation and were intending to buy a home together.
I want to continue that plan of buying a home together so they have a home to live in. We will need to get a joint mortgage to afford a house as my wifes salary alone will not be enough to get them a house.
My plan is to move out and rent. I can afford to make the mortage payment and cover my own future rent.
My question is, will a bank still give us a joint mortgage if we separate and I am renting elsewhere? We have a deposit saved and are both working.
I want to continue that plan of buying a home together so they have a home to live in. We will need to get a joint mortgage to afford a house as my wifes salary alone will not be enough to get them a house.
My plan is to move out and rent. I can afford to make the mortage payment and cover my own future rent.
My question is, will a bank still give us a joint mortgage if we separate and I am renting elsewhere? We have a deposit saved and are both working.