FYI Car Insurance renewal

Premos said:
I have been with Aviva for more than 10 years as I always got close to their minimum premium. AIG is cheaper for me at €330 with 300 excess (and less with higher excess).
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I had the exact same experience with Aviva:- 10 years plus of the cheapest premium on the market and then WHAM! a 78% increase in my renewal premium two months ago. Outcome: Adios Aviva!
 
Same with my dad with aviva around 350 last year this year 580. He changed is car to newer model does that every 2 years. He turned 70 and is now retired. I was putting it down to retired as could be on the road more in the week etc.

Call aviva for the renewal they would not buge and read script that cause he go new car it was cause of huge jump. Anyways got quotes 123.ie and getsetgo which were cheaper. When with get set go 380 euro NCD protected and same excess. Did not take breakdown cover as cover my manufacturer as long as serviced by the dealer.

But we did get one quote which for 2k !
 
For the first time I received a quite pleasant surprise on this year's shop around.

Last year I was with AIG at €401, full comp, only driver on policy. This year I want/need to add 19yr old with 1st learner permit to my policy.
AIG quoted an absolutely punitive €2,575.

Other quotes have been in the €1,400 to €1,700 range. Those quotes were in my expected range.

However, policy secured through The AA (underwritten by Aviva) for €710, including AA membership for the year. Also includes 3rd party cover for driving other cars (for me) and step back no claims protection.

Let's just say I've paid in full already for cover commencing in mid July. Frankly, I've never heard of cover for a 1st time learner as a named driver at that price point before, and I've done a lot of asking.

Hope that might help someone in similar circumstances to me.
 
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