I had the exact same experience with Aviva:- 10 years plus of the cheapest premium on the market and then WHAM! a 78% increase in my renewal premium two months ago. Outcome: Adios Aviva!
FYI Car Insurance renewal
- Thread starter KOW
- Start date
I had the exact same experience with Aviva:- 10 years plus of the cheapest premium on the market and then WHAM! a 78% increase in my renewal premium two months ago. Outcome: Adios Aviva!
Same with my dad with aviva around 350 last year this year 580. He changed is car to newer model does that every 2 years. He turned 70 and is now retired. I was putting it down to retired as could be on the road more in the week etc.
Call aviva for the renewal they would not buge and read script that cause he go new car it was cause of huge jump. Anyways got quotes 123.ie and getsetgo which were cheaper. When with get set go 380 euro NCD protected and same excess. Did not take breakdown cover as cover my manufacturer as long as serviced by the dealer.
But we did get one quote which for 2k !
Call aviva for the renewal they would not buge and read script that cause he go new car it was cause of huge jump. Anyways got quotes 123.ie and getsetgo which were cheaper. When with get set go 380 euro NCD protected and same excess. Did not take breakdown cover as cover my manufacturer as long as serviced by the dealer.
But we did get one quote which for 2k !
Tried that, thank you...
For the first time I received a quite pleasant surprise on this year's shop around.
Last year I was with AIG at €401, full comp, only driver on policy. This year I want/need to add 19yr old with 1st learner permit to my policy.
AIG quoted an absolutely punitive €2,575.
Other quotes have been in the €1,400 to €1,700 range. Those quotes were in my expected range.
However, policy secured through The AA (underwritten by Aviva) for €710, including AA membership for the year. Also includes 3rd party cover for driving other cars (for me) and step back no claims protection.
Let's just say I've paid in full already for cover commencing in mid July. Frankly, I've never heard of cover for a 1st time learner as a named driver at that price point before, and I've done a lot of asking.
Hope that might help someone in similar circumstances to me.
Last year I was with AIG at €401, full comp, only driver on policy. This year I want/need to add 19yr old with 1st learner permit to my policy.
AIG quoted an absolutely punitive €2,575.
Other quotes have been in the €1,400 to €1,700 range. Those quotes were in my expected range.
However, policy secured through The AA (underwritten by Aviva) for €710, including AA membership for the year. Also includes 3rd party cover for driving other cars (for me) and step back no claims protection.
Let's just say I've paid in full already for cover commencing in mid July. Frankly, I've never heard of cover for a 1st time learner as a named driver at that price point before, and I've done a lot of asking.
Hope that might help someone in similar circumstances to me.
A tip I found useful in case it helps others. I rang AXA when my renewal landed and simply asked them to match the quote their own site gave me (which was different from the renewal). They cut the price by €70 in two minutes. Before moving, try that and check whether the excess sneaked up; mine had climbed to €600 without warning.
You don't need to call them. You can just sign up online as if you were a new customer in such circumstances. I've done it before with other insurers when shopping around and ending up switching from my current insurer to my current insurer.
I got my own feeling of deja vu as I read this. Did the same for my home insurance last year. Worked fine apart from confusing my mortgage provider who now think I have no home insurance and periodically write to me on the matter.
Slightly off topic but isn't this 'price walking' and wasn't this supposed to be banned but the Central Bank?
Home and Motor Insurance Rules | Central Bank of Ireland
Central Bank of Ireland has published its final report and Annex into differential pricing in the home and motor insurance markets in Ireland.
Only disallowed after 2+ years with the same insurer:
The new regulations seem like a load of rubbish to me and don't in any way obviate the need to shop around as widely as possible every year on order to get the best value for money for your own specific circumstances.
It's a decent quote for sure. Maybe they recognise that, as a learner must have a non-N full-licence holder with them in the car, it's unnecessary to crucify the policy holder. I suspect that if your 19yr old had a full-licence the quote would have been much higher.
Glad it helped both of you. This was my experience this year. When I got my automatic renewal quote I thought that I was going to have to ditch GetSetGo, but after a bit of tweaking I'm staying put.
Car Insurance - Differential pricing
I just got a car insurance quote from AIG. It has increased purely because they increased their minimum premium from €280 last year to €330 this year. When I did an online quote the minimum premium applied was €280. (Although the quote was still higher). My question is, are insurance companies...
www.askaboutmoney.com
I have Fully Comp. with getsetgo.. Unfortunately my new (2nd hand) car had to go back to garage with a fault. GSG charged me 30 euro to transfer the policy to the courtesy car, and again when I had to get a 2nd courtesy car as problem not resolved (I was abroad for a few weeks in the middle of it all and had returned the 1st courtesy car)
Just wondering if that's standard procedure as I thought it was a bit mean!?
Just wondering if that's standard procedure as I thought it was a bit mean!?
It's common for some, and certainly most or all "low cost", insurers to charge such admin fees for policy changes. It would have been specified in the policy terms and conditions or terms of business to which you agreed when you accepted cover with them. Such charges are detailed in the terms of business document here:
Document Archive | GetSetGo Insurance Ireland
Compare insurance quotes online from the best online insurance provider in Ireland. Get the best deal on your car, home & travel insurance online with GetsetGo Insurance.
www.getsetgo.ie
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The wording on that page does seem a bit confusing. The terms of business that I linked to above set out the charges for various charges including the €30 charge for changing vehicle. I don't know if they're distinguishing between such fees and additional (?) administrative fees that are maybe due if you don't make the change online but call them instead?
You can't call them!! They have no phone number.
They may deign to call you - but only in extreme circumstances, as per my experience. I realise they're a low cost option, and god knows the market needs that, but for me, it's been a false economy.
They may deign to call you - but only in extreme circumstances, as per my experience. I realise they're a low cost option, and god knows the market needs that, but for me, it's been a false economy.
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