yomc17,
Alternative plans that retain full cover with all 3 hi-tech hospitals are as follows;
1. Laya Control 600 Connect; price 852pa; all public,private and 3 hi-tech hospitals covered, excess 600 per private admissions. Day case excess
175 per private visit. No excess applies for cardiac or orthopaedic in hi-tech hospitals.
2. Laya Control 450 Connect; price 971pa; all public, private and 3 hi-tech hospitals covered, excess 450 per private admissions. Day case excess
125 per private visit. No excess applies for cardiac or orthopaedic in hi-tech hospitals.
[broken link removed]
Note; the above 2 plans also fully cover a private room in a private hospital.
Regarding Flex 500 Explore, while the changes to this plan means that most surgery is no longer covered with Blackrock Clinic and Mater Private.
The only types of surgery still fully covered with these two hospitals is 'cardiac' and 'orthopaedic'. So, it matches the two items you mentioned.
To retain full hi-tech cover, the above 2 plans are good options.
Regards Snowyb