Hi. I am responsible for my parents health insurance renewal. They are both in their early 60's and are healthy and active. They have been on the Flex Explore plan for the past number of years and have increased the excess to €500 last year. I now note that some high-tech hospitals are no longer available on this plan. Given their age I think they need good cardiac and orthopaedic cover. Could anyone suggest an alternative to Flex 500 Explore or should I keep them on this plan? Thanks in advance!