Thebadger20
Registered User
- Messages
- 8
Hello All,
I’m not very good with forums so apologies if I posted this in the wrong place. I am looking for a small bit of advice please.
In 2006 I purchased a site. I opted for a tracker mortgage for this. In early 2008 I looked for the top up my mortgage to build. I was told that I was unable to top up my tracker and was forced to take out another mortgage on variable rate for the house. I am left with two mortgages for the one property. I did ask for a tracker on the top up and clearly remember receiving a phone call telling me we couldn’t get one and had to have two separate mortgages as they wouldn’t top up the tracker ( Site ) mortgage and I was unable to get a tracker on top up.
My question is, was this the norm back then? I really feel hard done by and have made attempts over the years to get clarity from EBS with no joy.
Hope someone can help with this.
I’m not very good with forums so apologies if I posted this in the wrong place. I am looking for a small bit of advice please.
In 2006 I purchased a site. I opted for a tracker mortgage for this. In early 2008 I looked for the top up my mortgage to build. I was told that I was unable to top up my tracker and was forced to take out another mortgage on variable rate for the house. I am left with two mortgages for the one property. I did ask for a tracker on the top up and clearly remember receiving a phone call telling me we couldn’t get one and had to have two separate mortgages as they wouldn’t top up the tracker ( Site ) mortgage and I was unable to get a tracker on top up.
My question is, was this the norm back then? I really feel hard done by and have made attempts over the years to get clarity from EBS with no joy.
Hope someone can help with this.