Moneymakeover Early 40s, mortgage paid, what to do with savings.

Is this correct? Maybe I missed something?

I am with Degiro and have yet to receive any interest. Also, see link below.
I was also wondering about this and couldn't find anything online that spoke to earning interests on deposit via DEGIRO.
 
I was also wondering about this and couldn't find anything online that spoke to earning interests on deposit via DEGIRO.

Apologies if I'm mistaken, but within my DeGiro App I've the option to have my cash held in QMMF's and is showing as currently paying 2.4% interest. This appear to be an opt in option on the DeGiro app (but admittedly it does seem to contradict the info in the Degiro.ie Q&A cited above)
 
within my DeGiro App I've the option to have my cash held in QMMF's and is showing as currently paying 2.4% interest

Interesting. Would you know if there is any risk with putting your cash in QMMF's? Can you access it instantly?
 
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