I expect that I will have to explain that they have met their legal obligations by simply seeking my PPSN but that there is no onus on them to actually get it, or for me to supply it . . also I expect that they won't be able to tell me what they want it for . . I expect that none of this will compute and that I will be given a Hobson's choice if I want to open an account.I would be interested to hear if you succeed in opening an account without a PPS number.
That went better than expected . . an explanation on my part, a discussion with colleagues and a phone call later and it was no problem to open the account without a PPS number.I would be interested to hear if you succeed in opening an account without a PPS number.
You should only need to provide a PPS number when opening an account that pays interest.
You should only need to provide a PPS number when opening an account that pays interest.
I'm not sure about that either. I don't imagine that the banks provide PPS numbers along with individual DIRT returns . . I'd imagine it's simply a composite figure of all DIRT . . in any event the account I opened pays 1% interest on up to €1500, yet they don't have my PPSN.Makes sense given that the PPS number is used to track tax liability.
PTSB told me to advise Danske of the switch because i have the Mortgage with Danske so i rang them ... guy told me the reason the haven't written to Current account holders with Mortgages yet is because they dont know yet what the advise the wish to give to such customers.
He did say that it was ok to proceed with the switch of current account.
Looks like they're not sure of their strategy with those Trackers yet.
Another ECB Rate cut might help get them focused.
Bonaparte;
Danske are (giving) some business customers funds to cover business cost of moving to a more expensive provider. In short , running from most Ire business.
The Tracker issue to resolve to a straight repayment mortgage to another provider would be very expensive .
a. Buying out a tracker b.Paying legal fees.
Anyone with a Tracker should JUST KEEP it !
If I were a 'profit hungry banker' and you stopped paying your mortgage I'd repossess your house.I have suggested on this Forum before that perhaps we should all just stop paying our Mortgage for a period and see what they do then. I would suggest that cutting off the flow of repayments completely would awaken the profit hungry Bankers in Denmark!!
I was surprised to hear Danske sponsoring the high-profile (and presumably high-cost) Drivetime show on RTE Radio 1. They are pushing their services for business customers through a consumer medium. It's hard to understand how this is a cost-effective way to advertise to business customers.
My fear is that it was a condition of the tracker that we held a NIB Current Account which we obviously can't do after March. There is a reference to this anomaly in the Irish Independent this morning. Frankly I wouldn't be surprised at what stunt Danske would try to pull.
I have suggested on this Forum before that perhaps we should all just stop paying our Mortgage for a period and see what they do then. I would suggest that cutting off the flow of repayments completely would awaken the profit hungry Bankers in Denmark!!
Still haven't received the letter telling me to get lost but have started to check out where to go. I had a meeting with a Gentleman at PTSB this morning and he seems to be able to offer me everything I need with no fees once my wages are transferred every month. I guess it's a bit like things were in the old NIB days.
I am planning on having the same meeting with KBC next week.
If they offer the same package which is the better option? Has anyone else made the jump to either?
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