Hi, just wondering if anyone has first hand experience or have looked into the following. It has come up as an issue that people are worried about and as usual i cant get a straight answer anywhere.
Regarding the 20year clawback - if you make a will and of course your home will be in that will. As far as i make out the clawback is carried over.
Please can someone confirm or deny this.
Another issue that was raised is a couple with one main earner.
Main earner died, 2 years on and shes being told that because they were a couple that the mortgage protection doesnt kick in, so she is still left with the mortgage and the rest of the clawback.
Am i missing something?
It just a major nightmare to get a difinative answer to anything regarding the clawbak.
Regarding the 20year clawback - if you make a will and of course your home will be in that will. As far as i make out the clawback is carried over.
Please can someone confirm or deny this.
Another issue that was raised is a couple with one main earner.
Main earner died, 2 years on and shes being told that because they were a couple that the mortgage protection doesnt kick in, so she is still left with the mortgage and the rest of the clawback.
Am i missing something?
It just a major nightmare to get a difinative answer to anything regarding the clawbak.