Sorry if I’m posting in the wrong area.
So I’m a BOI customer with 3% fixed up in September. I was looking to switch to Ulster Banks 2.3% rate.
I have 27 years left with a balance of €128000 with the house worth somewhere between €230000 and €250000. I haven’t missed any payments or have any loans.
So basically UB said because I have 3 kids now and my wife is on a four day parental leave they won’t take me on.
What they said was their calculations were €105000 or so and they could only do it if I extended the term.
So I’m a BOI customer with 3% fixed up in September. I was looking to switch to Ulster Banks 2.3% rate.
I have 27 years left with a balance of €128000 with the house worth somewhere between €230000 and €250000. I haven’t missed any payments or have any loans.
So basically UB said because I have 3 kids now and my wife is on a four day parental leave they won’t take me on.
What they said was their calculations were €105000 or so and they could only do it if I extended the term.