Hi Niall
I am currently switching from BOI after 20years +, to NIB and so far so good. Mortgage and all!!
They offer free banking, A tracker mortgage of 2.79 compared to my current 3.6% mortgage and they are paying 600e towards my legal fees.
I should only have to cover about 250e myself but will save approx 7Ke in interest and 150e+ pa in Bank charges. I cant wait to have it all completed. Two and half wks in and should be signing with my solicitor on monday.
Also I am very impressed with their Online facility as I do all my banking online. You can even view your mortgage account online which I couldnt do with the BOI.This tracker is based on my mortgage being <60% of LTV rate.
Hope this is of help!!