@Protocol This is amazing, thanks so much! Your workings have come back to my back of a piece of paper calculations. Albeit more exact.
Approx €10k per annum plus lump sum of €50k approx from Single scheme. A further €13k per annum from state pension.
Another back of an envelope calculation in relation to AVCs give me an annual figure of €10k approx (assuming I continue to contribute in line with my age permitted percentages) and a lump sum of €50k.
All approximate, of course, but that’s all I need for now. This would see me retire with €100k lump sum and an annual pension of €33k in today’s money. Leaving me under the threshold for income tax.
With no mortgage and no dependants (she says hopefully!), this represents comfortable to me
@NoRegretsCoyote! I will be able to eat like a king in a balmy 20 degrees all year around. With a holiday or 2 thrown in.
Again, I’d like to thank you all for your contributions to this. You have certainly helped. Now to just get on and do it!