Hi slane4,
The following Laya plans are worth considering, similar cover at cheaper prices. Details as follows;
1. Laya Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess capped at 150 x 2 per
year for all admissions(regardless of how many in a private(Bons) or hi-tech hospitals). Day case excess 50 per procedure in a private or hi-tech
hospital. Note; there is no excess to pay in any public hospital(including Mater Public and Beaumont hospital). Good day to day cover included,
50% refund for consultant visits, gp visits, etc. - subject to a max refund of 500 per year per person. (50% of 1000 = 500).
2. Laya Simply Connect Plus; price 1250pa; all public, private and 3 hi-tech hospital covered, private/hi-tech hospital excess capped at 150 x 1
per year for all admissions, regardless of how many in a private(Bons) or hi-tech hospitals. Day case excess 50 per procedure in a private or
hi-tech hospital. Note; there is no excess to pay in any public hospital(including Mater Public and Beaumont hospital). Good day to day cover
included - 50% refund for consultant visits, gp visits, etc - subject to a max refund of 1000 per year per person. (50% of 2000 = 1000).
3. Laya Simply Health Plus; price 1261pa; all public, private and 3 hi-tech hospitals covered, private hospital excess 125 per admission and per
day case procedure. Hi-tech excess 125 per admission and day case to Beacon hospital, hi-tech excess 200 per admission to Mater Private and
Blackrock Clinic and 200 per day case procedure. Note; there is no excess to pay in any public hospital(including Beaumont and Mater public
hospital.) Good day to day cover included - 50% refund for consultant visits, gp visits etc- subject to a max refund of 7650 per year.
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If your outpatient day to day claim is more than 500 per year each, then option 2 or 3 is suitable.
If less than 500 each, Option 1 is a good option.
There may be more price changes for February 2019, if so, the information will be posted on the latest news section of the HIA website
by next week.
Regards, Snowyb