Was looking for some guidance on potential options at renewal. I am currently with GloHealth
I spent last night on the HIA and sussed out some alternatives but hard enough to gauge benefits v cost of cover advantages
Currently 3 kids (3,5 and 7 ) on Nurture - all fairly healthy. Have day case cover here
Wife - on Net Most - might bump up the excess to €500 on this. She has no health problems. probably been asked multiple times here but does this high an excess mean that you essentially have little or no cover other than for very long stays or big medical emergencies? My thinking is that this is what I really want the health insurance for and am prepared to take the chance and pay as you go on the small incidents - is this wise?
Me - have a few health issues and attend a consultant a couple of times a year at €180 a pop - advised to switch to IL BeFitOne. Good out patient with no excess.
The whole lot comes to just north of €2.5k which is about €400 more than last year.
I was looking at some of the VHI PMI plans for myself but am not sure if it is worth jumping over and having to deal with 2 insurers.
Thanks
I spent last night on the HIA and sussed out some alternatives but hard enough to gauge benefits v cost of cover advantages
Currently 3 kids (3,5 and 7 ) on Nurture - all fairly healthy. Have day case cover here
Wife - on Net Most - might bump up the excess to €500 on this. She has no health problems. probably been asked multiple times here but does this high an excess mean that you essentially have little or no cover other than for very long stays or big medical emergencies? My thinking is that this is what I really want the health insurance for and am prepared to take the chance and pay as you go on the small incidents - is this wise?
Me - have a few health issues and attend a consultant a couple of times a year at €180 a pop - advised to switch to IL BeFitOne. Good out patient with no excess.
The whole lot comes to just north of €2.5k which is about €400 more than last year.
I was looking at some of the VHI PMI plans for myself but am not sure if it is worth jumping over and having to deal with 2 insurers.
Thanks