So you are saying that AIB meant that those on trackers who fixed would go back to the tracker rate on expiry of the contract?The other issue has to be intent
There is no possibility anyone in AIB designed this contract to deny tracker customers the right to return to their tracker rate after fixing
They were encouraging customers to take trackers and the subsequent terms and conditions specifically protect the right to return to a tracker
But the wording says that they will go onto the "variable rate" which they say varies in line with market conditions.
They did change Clause 3.2 later to say
But these guys are being put on 3.67%.