Still no word from AIB as to whether we are impacted despite receiving two letters stating that we are in the review. What I do find curious however is when I checked my mortgage online there seems to be an interest refund of €300 with a reference of 2009-2016. Do I take this to mean that this is our redress?? I would not be impressed. We have clause 3.2 in our t&cs stating we should have been offered a tracker at the end of our fixed. Has anyone any thoughts on this?