No.can i lodge money to the CREDIT card by them swiping it in the same way as the laser?
AIB are short on sympathy full stop.
I'd guess that any of us posting to this thread in relation to credit card debt are looking for genuine constructive advice and nothing else. I, like thousands before me have fallen into credit card debt which wasn't due to luxury spending. There has been some excellent advice from good people and I have very much appreciated this advice. I am now unemployed and will no longer have the minimum payment required each month. Has anyone managed to arrange to freeze interest charged whilst paying a lesser sum in order to eventually clear the credit card.
they're a bank not a charity.
Yeah its not like we've donated billions to them.. oh wait...
That's fair enough but the banks never made us take out credit cards etc.
Thats circular argument, we didn't make the banks do what they did either.
I don't think the bank can take the higher moral ground on issues like this. They should be able to work out a payment plan. Its not like the these people have done a runner, and the bank is left with a bad debt. At least not yet.
I'd guess that any of us posting to this thread in relation to credit card debt are looking for genuine constructive advice and nothing else. I, like thousands before me have fallen into credit card debt which wasn't due to luxury spending. There has been some excellent advice from good people and I have very much appreciated this advice. I am now unemployed and will no longer have the minimum payment required each month. Has anyone managed to arrange to freeze interest charged whilst paying a lesser sum in order to eventually clear the credit card.
it's not about taking the moral highground it's about people taking responsibility and stop acting like they've been screwed over or like they didn't realise they'd have to pay this money back. This attitude was alive and well long before the recession. I was trying to advise the OP that he will probably not win on this one and needs to start looking for other options, good advice about the Credit Union that would be the best option.
it's not about taking the moral highground it's about people taking responsibility and stop acting like they've been screwed over or like they didn't realise they'd have to pay this money back. This attitude was alive and well long before the recession. ...
The only way you can be sent to prison is if you ignore the court process completely and do not pay what is ordered by the judge. If you cannot pay, you cannot pay and you will not be sent to prison for not being able to pay.Apparently there's a back log of cases. I know my case is probably Imminent. I'm just hoping the Judge on the day accepts the payment plan. Can people be sent to prison on cases like this?
Going to court will add costs. Judges will weigh up each individual situation and decide what the person can afford to pay if anything.Sorry but I don't see where you are getting that people don't want to take responsibility or have an attitude to anything. People can't pay today what they haven't got today. But they might be able to pay over time. Forcing people to court (I'm guessing) just adds cost, destroys any good will, and I'm guessing is likely to allow the customer pay at a reduced rate anyway.
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