43 yr old looking to set healthy financial path

Thank you for all the opinions and suggestions offered - I think differing opinions, & the ability to question those, are a big part of what make this forum so useful.

Based my own situation, risk profile and skill level, I am going to go with pooling my resources (Irish Life fund and Rabo savings) and putting them against the mortgage - it's the best & most secure return available to me right now.
 
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