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I'm thinking of fixing for 2 years. Waiting for paperwork to be posted out to me from the bank.

Thank you for your replies. I was researching the Ulster Bank Rate, It seems I wouldn't qualify for this rate, as my LTV is more than 80% at the moment, as I bought my house last year. Also my mortgage is just under the €200,000 level which is the requirement to avail of the lower interest rate...

I got a mortgage with BOI last and fixed for 1 year @3.55%, and feel glad that I didn't fix for a longer time, with recent reductions in interest rates. I have now the option of fixing @3% , but undecided about fixing for 1, 2, or 3 years? I know nobody can predict if rates are likely to drop...

I had this problem also. And thank you for advise re allowing pop-ups on the page ... ticking this, solved the problem.

I drew down my mortgage on the 2nd December and the cash back was in my account on the 19th December.

I feel a bit cautious about committing to a fixed rate of 3.45% for 3 years with Bank of Ireland, while the variable rate is 3.7% with EBS. I suppose it is the chance that I have to take, as variable rates may go up or down over the next few years.

I have mortgage approval with both EBS and Bank of Ireland. I need a mortgage for >80%. I am considering going with Bank of Ireland on the fixed rate of 3.45% for 3 years. Is this a bad idea?