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This is probably a very basis question but if you rent out a property for only part of the year, I assume you can only deduct costs for that part of the year only? e.g. part of management fees, part of interest paid on mortgage? And pro rata for any capital expenditure? Thanks.

I will try and make this as straightforward as possible. Couple bought a property and split shortly afterwards. He paid entire deposit and renovation costs and all mortgage repayments. Essentially, she stayed there until she moved on and she signed over her half of the house. Her half of House...

Thanks Brendan. I'll advise him to do that. Afaik he paid the mortgage the whole time and spent about €50k doing up the house.

Apologies if this is answered elsewhere. My friend bought a house with his ex in late 2013. They were never married. He paid the entire deposit. They were joint owners and had a joint mortgage. A few months later they split up and he applied for a new mortgage on his own and the house was...

Forgot to mention, I went interest only & stayed on tracker rate.......bank let me do that - there was actually no mention of me losing it - I wasn't stitching rates, just going i/o. This was in last 2 weeks with AIB.

I recently went interest only on my mortgage for a 2-year period to give me a chance to clear some unsecured debts. I wrote a letter to AIB outlining why They replied saying okay but asking me to write to confirm I wanted to go ahead, which i did. They didn't need me to get new mortgage...

I have decided to do interest-only - I don't think it's a good time to be taking on more debt. So, another question, does anyone know what I need to do re. mortgage life insurance? I have a policy with Hibernian - do I just call them & ask them to 'freeze it' at current amount? Thanks.

[/FONT] I know, but if I top up I'm gonna lose it. That's definite now. Not an option I'm afraid....already 2 of us there (me & my son) My biggest concern is that even if I do go interest only for 2 years, I still won't have enough time to clear my debts. If I do the top-up, at...

Yeah I do......but they said it didn't matter as no longer available.

Drat - just checked with bank & the tracker they were prepared to give me is "no longer available" and they'd move me onto the SVR - currently 3.45%. I think that going interest only might be the better option & work really hard to clear other debts in 2 years (or less)? I don't want to lose...

I'd expect if anything it would fall but I'm wondering if I am better off after 2 years still owing the €165k I owe now or having topped-up??

Even as a temporary (for 2 years) way of getting back 'in the black'

No - they said I could stay on tracker rate - but that was a few weeks ago now.

Yes it is MBNA.

Hi everyone, Here is my dilemma - would bve grateful for any advice. I have a mortgage with €165k outstanding - property valued at €230k. Tracker rate 3.25% APR. 25 years left. Also €18k car/home improvement loan with APR of 7.9%. Repay €492/month. I also have debts of €10k on credit card -...

Re: Tesco Personal Loan .1% above ECB Check out pg 6 in today's Irish Independent

Thanks Bobby - any suggestions on what make/model for cheap & cheerful??

I am going on holidays in a couple of months & want to buy a digital camera - something fairly basic probably bottom end of the price range. My query is am I better off to buy: 1. in Ireland while sales still on 2. in Dublin airport duty free on way out 3. in Newark airport on stop-over...

I was with MBNA. They signed me up for payment protection on my card even though I said I didn't want it. Took months for them to sort it out.