Search results

  1. K

    Recently mortgage free & what do we do now?

    I've already been in touch with Zurich about my own pension and have been told the following "Unfortunately, it is not possible to amend the charging structure on this plan. You could transfer to another personal pension plan however there are penalties for doing this prior to your normal...
  2. K

    Recently mortgage free & what do we do now?

    Thanks, I agree with that, what I meant was that each of them will have the benefit of €50k in todays money if and when they need it. I'm just trying to figure out what to do with it now
  3. K

    Recently mortgage free & what do we do now?

    Personal details Age:51 Spouse’s/Partner's age:50 Number and age of children: 3 (16, 14 & 9) Income and expenditure Annual gross income from employment or profession: €67k Annual gross income of spouse: €21k (4 day week) Monthly take-home pay: €4120 Spouse: €700 every 2 weeks Type of...
  4. K

    Pension charge query - Zurich

    Thank you both for taking the time to respond. Sounds like I am looking forward to a €20 PA pension woo hoo!
  5. K

    Pension charge query - Zurich

    Hi, I have a small pension fund from a job I had for a couple of years back in 1995 - 1996 The policy is with Zurich with details below, my main query relates to the Management charge of 4.4% PA, is there any way of reducing this? I spoke to someone in Zurich but didn't really make any progress...
  6. K

    Key Post I have an AIB tracker – should I consider fixing?

    Hi Brendan, Thanks for the advice, we managed to fix at 2.35% & are happy with the decision and the guarantee for the next 5 years Cheers John
  7. K

    Key Post I have an AIB tracker – should I consider fixing?

    1) Existing tracker margin ECB +.90% 2) Amount outstanding on your mortgage 105k 3) Remaining term 13yrs 4) Lender AIB 5) Value of your home 500k 6) Might you trade up or overpay your mortgage? No but currently investigating a top-up for an extension / renovation 7) Do you face any barriers to...
  8. K

    Voluntary contributions Question

    Thank you, that's what i was thinking from the information provided. Thanks to all for the contributions
  9. K

    Voluntary contributions Question

    Thanks, that seems to indicate that there is no need to make the voluntary contribution for the missing years - quote from Citizens information below You do not need to register if you: Are getting Carer's Allowance, Carer's Benefit or the Carer's Support Grant Are getting Child Benefit and...
  10. K

    Voluntary contributions Question

    Thanks for the replies. Currently aged 49 Planning to go back to work this year We have children born in 2007, 2009 & 2016 so this may be relevant, I will get her to contact SW as a priority In relation to the comment below, I did query with Dept of Social Protection last year and they...
  11. K

    Voluntary contributions Question

    Thanks for the quick response and an indication of cost vs benefit. Much appreciated & seems to be worth making the contribution.
  12. K

    Voluntary contributions Question

    My wife has not been working over the last number of years and we have been looking in to the possibility of making voluntary contributions & I'm just trying to get my head around the numbers. Her contribution history is attached. We are in a position to pay the €500 for years 2018 - 2020 at...
  13. K

    RTB - registering new account. Did this work for anybody?

    I had similar issues and ended up having to contact them directly to activate it
  14. K

    Dublin to Letterkenny

    Just realised I had the wrong starting point when taking the times! Thanks to all for the input, sounds like M1, N33, N2 & then A5 is the way to go
  15. K

    Dublin to Letterkenny

    There was an old thread on this topic so I'm assuming there are different opinions 13 years later https://www.askaboutmoney.com/threads/best-driving-route-from-dublin-to-letterkenny.86586/ I will be travelling on a Monday morning, leaving Sandyford area approx 7.30am, Google maps gives 3...
  16. K

    Returning a phone to the UK

    DHL are going to ship it for me, €37 to get it to London, when the refund process should start!
  17. K

    Returning a phone to the UK

    Anyone for a suggestion on how to get a phone returned to the UK (Amazon marketplace purchase). An Post told me they wont ship a phone. DPD & Fastway website wont allow me to generate shipping to the UK. Thanks
  18. K

    Do children inherit their parent's social housing?

    https://www.irishtimes.com/news/crime-and-law/courts/high-court/sinn-f%C3%A9in-td-john-brady-fights-eviction-in-high-court-1.2670717
  19. K

    Download historic Form 11's from ROS

    I know this is an old topic but I have a similar problem. I can access the list of forms however when I select the year I wish to view & click on export, I only get a CSV file with one row of data instead of the complete form, any ideas? I will be contacting revenue for clarification tomorrow...
  20. K

    Council ambiguity over Bond payment

    Advice needed please. We are in the process of trying to sell a property and are having an issue which is holding up the sale. When the property was originally purchased our solicitors received confirmation from the Local council that all the planning conditions had been complied with, including...
Back
Top