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    Low salary with large mortgage. What will bank manager say?

    I agree 100% with this. Don't give family/friend borrowings to the bank. Also, on the subject of the meeting, this is a tricky one. One could play hardball and ask THEM to visit you or enter only into correspondence. On the other hand, if you are strong-willed, a face to face meeting might...
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    Starting my own business/shop

    Sounds like a reasonable idea. If you do go forward with it, try to keep your upfront investment or commitment (e.g. lease) to a minimum in the early stages in case you want to bail out. If you buy the house, it could turn out to be a blind gamble. Other than that, the advice that springs...
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    "Masters (MBS) in Strategic Procurement" DCU starting next September. Any Info etc?

    It depends on your objectives. Are you already a practising procurement professional, or do you want to move into the area? Do you want to work in private sector or in public procurement? As far as recognition from employers is concerned [broken link removed] from the UK seems to be one of...
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    Selling a Product to Newsagents

    Address your distribution strategy in your marketing plan. It is probably going to be one of your biggest challenges. It seems like you are beginning to think about, which is a good thing. Start off with a bit of research and conduct some direct interviews with some newsagents. Invest in a...
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    Study mentors for Leaving Certificate

    If this service does not already exist, it sounds like a great nixer idea for an experienced teacher :)
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    Cruise of Alaska who to book with

    Be careful of following this advice, as you will pay for it. Who you go to will depend on your level of trust and risk profile. If you don't do your homework and check out the travel agency (web or high street), then you won't trust them. If you are risk averse and revert only to the...
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    Negative Equity on PPR, Need to move, Calculations as 1st time Landlord

    I think we should go easy on Oldnick. Overall, it was an excellent post. It is actually a viable option for some people in debt to default. Perhaps Oldnick's wording (re "skip off...", etc.) was a little blunt and could have been better.
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    Recycling Bottle Banks

    Anyone know of a recycling centre for glass/bottles that is not full/ overloaded in the Dublin west/ north Kildare region?
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    Need help to get out of overdraft

    Do you need the two cars?
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    5k to invest in shares

    For 5k, it might not be worth taking the time to do research. It's effectively a blind gamble at that level - especially if you're thinking of spreading across 5 companies.
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    Is it foolhardy to sell my house now?

    I think the OP's question is about whether is a good idea to sit on a wad of cash given current macroeconomic risks v put it back into property. A huge question that, and one I wouldn't dare to answer. However, one key factor will be the length of time between selling your house and buying...
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    Rinawade Leixlip Co.Kildare

    If, for some reason, you can't face asking your neighbours, call Kildare Co Council and ask them if they are aware of a water mains supply issue.
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    Pulled in by guards & when I was told to go he said I turned on a solid white line.

    Werner - I think you may be missing the point. In this case, we are only hearing the side from the OP, and even by the OP's admission there is some evidence of anger on both sides.
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    Can I claim the dole and do college part time.

    Also talk to the Admissions Office and/or Students' Union of the college in question. They might have some good information.
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    Skiing in Sierra Nevada,Spain

    If you have the time, and they have the availability, I would strongly recommend a few lessons on the dry slopes at Kilternan before you go. You will get all the basics out of the way before you hit the real slopes and make your time there much more enjoyable. It's amazing how much time can be...
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    Mortgage problems - help please

    Applesun, I'm sorry I don't have much constructive to add in this instance beyond advising you to kick up and make noise as much as possible with the bank. If you escalate enough and make enough noise, I would hope they will honour the 3-month holliday. Maybe you don't want to hear it, but...
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    If pipes burst in rented house - who pays for damage?

    There's responsibility on both sides. A regular preventative maintenance check from the landord (or the landlord's contractors) might also help before the manifestation of a burst pipe or other problem.
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    Cruise of Alaska who to book with

    If you go to the booking stage, compare prices to We used them a few years ago for a cruise and I would highly recommend them for both price and customer service.
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    Pulled in by guards & when I was told to go he said I turned on a solid white line.

    Is the issue with the garda's behaviour or the fact that you got fined? In relation to the penalty points, it seems black and white that you crossed a white line and therefore violated the rules of the road. In relation to the behaviour, perhaps there is another side to the story...
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    If pipes burst in rented house - who pays for damage?

    Agreed. The previous poster's point is wrong.
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