If the pipes in the attic of the house I rent burst, and the flood water damages my clothes and my property (furniture etc) - who pays?
I am getting quotes for Contents only insurance, but the insurance policy (Allianz anyway) is stating that the Excess is at least 500 euros for pipes bursting due to freezing.
I am wondering why should I be paying 500 excess if someone else has Buildings insurance to cover damage?
So in the event of the pipes bursting and causing damage - who pays what Tenant or Landlord?
I am getting quotes for Contents only insurance, but the insurance policy (Allianz anyway) is stating that the Excess is at least 500 euros for pipes bursting due to freezing.
I am wondering why should I be paying 500 excess if someone else has Buildings insurance to cover damage?
So in the event of the pipes bursting and causing damage - who pays what Tenant or Landlord?