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I have been in full time employment with my current employer since 1999. I was put on a 3 day week in May 2009. At the time I claimed jobseekers benefit for the 2 days employment I lost. I think at the time I was allowed claim 352 days which lasted till about 2011 when my entitlement...

I was put on a three day week in May 2009 and took a break in November 2010 till June 2011 for Maternity leave. I'm back on a 3 day week again and contiuning on with my jobseekers benefit. Got a letter in post yesterday from my local social welfare office saying your Jobseekers Benefit claim...

I meant that for a 2 bed apartment in Oranmore are selling from 280-300k. The new ones in my estate are selling for 270k and are being sold by a different auctioneer to the one I am using. On the plus side I actually got a call yesterday about viewing for today so fingers crossed something...

Thanks for all replys. I have gone intrest only on the apartment but repayments are still high. Mortgage left on apartment is 200k and I'm selling for 270k. The apartment is in Oranmore in Galway - all other apartments in this area are priced at 280k-300k. They are still selling brand new...

I have my apartment on the market with a top auctioneer since last September and it still hasn't sold. I am moving into my new house in two weeks and am already paying for two mortgages. The apartment was valued at 280k and I put it on the market for 270k. It is a two bed apartment and is...

When I was was buying my house I was told by my solicitor I had to pay 15k stamp duty and than it changed to 4k - in the end I wasn't liable full stop for it. Solicitors do get it wrong. My understanding of your situation (and somone correct me if i'm wrong) is you will be liable for stamp...

We used Anne in HC financial Services in Oranmore - she is the best. We had gone to a few different people but they were all taking ages to come back. Anne had an answer within 4 days - she is brilliant.

I am mortgaged approved and my solicitor is drawing down my loan next week but I need to get some urgent dental work done. Taking a loan of 2k out from AIB (just posting agreement back today). I have my apartment on the market and I have an offer on it - just wondering will this loan from AIB...

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I have a 2 bed apartment with an auctioneer in Galway for the last three weeks and have only had two viewings (one of the viewings came bac a second time) in that time. The auctioneers FORGOT to put it in the paper the second week. It went in again last thursday and I didn't get one viewing...

Myself and my partner have bought a house and have put a booking deposit on the house. The contracts are with our solicitor for the last two weeks - we had a problem with mortgage in that my partner was waiting on his annullment agreement (separated from his wife 2 yrs ago) and this was holding...

I have tried my best to work this out and can't seem to work out whether I am liable or not. My solicitor reckons I will have to pay stamp duty maybe even up to 5%. But my parents bought a similar house to mine on 1/2 acre site for 317,000 and it will be owner occupier. They are selling their...

Just been approved for a mortgage and was told to get house insurance and life insurance sorted out. Have got quotes for house insurance from www.123.ie which are really resonable. Just wondering what is the difference between mortgage protection and life insurance and do you have to have the...

Thanks for all your advice - have decided to sell the apartment and finish the new house outright - its a big house so will cost a lot to fit it out will also have a nice tidy sum in the bank left over and no worries every month bout renting the apartment. I'm a born worrier when it comes to...

As far as I know you have to pay the valuation - most lenders will refund the valuation if you don't get mortgage approval.

Sarah - We would be going intrest only on the investment property and have been quoted 770.00 a month over 25 years - paying intrest only for first three years. Where are you getting your figures from?

Myself and my partner are buying a house wit a value of 300k (looking for a 92% mortgage). We are both separated although my partner got an annullment through the courts and is getting a payout from his partner. He was due to get this money last week but hasn't received it yet. We shook on the...