J
jojo31
Guest
Hi guys,
Could anybody point me in the right direction of what to do. My present situation is that I am living in private rented accommodation for the past 5 1/2 years. The rent is 1100.00 per month. I receive 563.50 in rent supplement and pay the balance myself. I desprately want to get away from renting as getting a rent supplement is holding me back from working more and I do not want to pay 1100.00 per month in rent its such as waste.
My income is:-
Monthly work salary (12hrs per week) 1010.88
Back to work allowance (weekly) 195.00
FIS (weekly) 105.00
Maintenance (weekly) 180.00
Child Benefit (monthly) 330.00
Early Childcare (monthly) 92.00
My outgoings are:
Childcare (weekly) 90.00
ESB (weekly) 20.00
Gas (weekly) 20.00
NTL (weekly) 20.00
Petrol (weekly) 20.00
Loan (Mam - weekly) 50.00
Bank Loan (monthly) 170.00
Car Insurance (monthly) 62.50
House Insurance (mhtly) 15.30
I have no savings but plan to start from next thursday - 30.00 in bank and 20.00 in credit union
I have the application forms for affordable housing and shared ownership (would prefer this) and have registered with Rent2Buy.
I recived my ICB Credit Report yesterday and it is perfect (thank god!!!)
So basically what I need to know is: (a) do i have a chance at the Shared ownership/affordable housing (b) is there any other alternative that I cannot see myself?
Thanking you in advance.
Jo.
Could anybody point me in the right direction of what to do. My present situation is that I am living in private rented accommodation for the past 5 1/2 years. The rent is 1100.00 per month. I receive 563.50 in rent supplement and pay the balance myself. I desprately want to get away from renting as getting a rent supplement is holding me back from working more and I do not want to pay 1100.00 per month in rent its such as waste.
My income is:-
Monthly work salary (12hrs per week) 1010.88
Back to work allowance (weekly) 195.00
FIS (weekly) 105.00
Maintenance (weekly) 180.00
Child Benefit (monthly) 330.00
Early Childcare (monthly) 92.00
My outgoings are:
Childcare (weekly) 90.00
ESB (weekly) 20.00
Gas (weekly) 20.00
NTL (weekly) 20.00
Petrol (weekly) 20.00
Loan (Mam - weekly) 50.00
Bank Loan (monthly) 170.00
Car Insurance (monthly) 62.50
House Insurance (mhtly) 15.30
I have no savings but plan to start from next thursday - 30.00 in bank and 20.00 in credit union
I have the application forms for affordable housing and shared ownership (would prefer this) and have registered with Rent2Buy.
I recived my ICB Credit Report yesterday and it is perfect (thank god!!!)
So basically what I need to know is: (a) do i have a chance at the Shared ownership/affordable housing (b) is there any other alternative that I cannot see myself?
Thanking you in advance.
Jo.