Steve Thatcher
Registered User
- Messages
- 482
Hi Annette see below
You would write off the amount of debt stipulated on the PG, or if it was unlimited, the whole amount of the debt. The other two parties will remain liable either for a set amount or the whole amount
Steve Thatcher
www.helpwithdebtuk.com
For attention of Steve Thatcher please
1. If a couple file for Bankruptcy in the UK and for example the husband bases his COMI (Centre of Main Interest) there, can his spouse remain in Ireland where she has permanent part-time employment?
She can , but she will not be able to go bankrupt. Noth must establish an habitual residency in the UK to avail of bankruptcy
2. Husband was born in the UK, would this make any difference to filing for Bankruptcy? (Moved to Ireland in the 1970’s and returned to the UK in 1984 until returning to Ireland in 1997).
No. He would need to re-establish his comi
3. Previously had a National Insurance Number (still have N. Insurance Card) from living and working in the UK from 1984 until 1997. (Married in the UK in 1985 and 3 children born there, now adults).
Have Barclay’s Bank Account, but statements now registered to Irish address. Can the same National Insurance Number be reactivated and Bank Account changed to an English address again?
Yes
4. If some of the debts are in joint names, again can just the husband base his COMI in the UK or would both have to reside in the UK for a period of time? Is there any way around this?
See 1 above
5. Will your Irish Revenue Debt be cleared if you file and are successful obtaining Bankruptcy in the UK?
Yes
6. Left the UK in 1997 owing €1,500 to HM Revenue, would this have any effect on filing for Bankruptcy in UK?
None at all
7. Some of my debt is with 3 other people, where we had a company that went into liquidation a few years ago. Can I file for bankruptcy with my share of the debts. We had given personal guarantees when getting the loan from Bank of Ireland.
You would write off the amount of debt stipulated on the PG, or if it was unlimited, the whole amount of the debt. The other two parties will remain liable either for a set amount or the whole amount
Steve Thatcher
www.helpwithdebtuk.com