Hi All.
Our current scheme - Essential Connect Family is up for renewal on 1/8/16. I have spent hours trying to find a similar plan with cover for physio etc. We are two seniors.
I have looked at Control 300 create - Bloom plus plan - Simplicity plan, but am confused!
When I called Laya they recommended Simply connect, but as far as I can recall their is a cap of €300 on claims & I have spent €1500 on consultants fees already this year & €300 excess on overnight stay.
The following is what I would want,
Access to Mater private & Bons Secours Cork - semi private or private.
Lower excess on outpatients charge - could live with once off inpatient excess of €300 with current plan.
Consultants cover - percentage of cost rather than a fixed rate. ( Outpatients)
Some cover for physio/ hearing /optical & dental. Physio being the most important.
Cost is also a factor. Renewal coming in at €2240.
If I could keep the cost of plan to €2000 or less it would be great.
Spouse covered by medical card for GP & public hospitals but he has a long term illness which necessitates some private visits.
Any advice would be much appreciated.
Our current scheme - Essential Connect Family is up for renewal on 1/8/16. I have spent hours trying to find a similar plan with cover for physio etc. We are two seniors.
I have looked at Control 300 create - Bloom plus plan - Simplicity plan, but am confused!
When I called Laya they recommended Simply connect, but as far as I can recall their is a cap of €300 on claims & I have spent €1500 on consultants fees already this year & €300 excess on overnight stay.
The following is what I would want,
Access to Mater private & Bons Secours Cork - semi private or private.
Lower excess on outpatients charge - could live with once off inpatient excess of €300 with current plan.
Consultants cover - percentage of cost rather than a fixed rate. ( Outpatients)
Some cover for physio/ hearing /optical & dental. Physio being the most important.
Cost is also a factor. Renewal coming in at €2240.
If I could keep the cost of plan to €2000 or less it would be great.
Spouse covered by medical card for GP & public hospitals but he has a long term illness which necessitates some private visits.
Any advice would be much appreciated.