That's about all one can do when faced with unreasonable service price increases that can be avoided by going elsewhere.My renewal quote this year was just short of double what I paid last year. I queried it but didn't get anywhere. I dropped them a polite email simply stating that I wouldn't be renewing as the quote was too high.
They asked if I wanted to put in a complaint. I wasn't too pushed either way but said okay. They said grand we will take the email as a complaint. I got a letter a while afterwards listing reasons why premiums increase. None of them applied to my situation.
I renewed elsewhere at a far better price.
Posters could name the greedy companies and steer others towards more competitive named insurers. That'll soften their coughs for them.That's about all one can do when faced with unreasonable service price increases that can be avoided by going elsewhere.
When it comes to insurance, it is often the case that one insurer will be expensive for one customer and competitive for another depending on the company's actuarial underwriting criteria (and how they change from year to year) and where different customers fit into their risk profiling. So, there's no point in one person claiming that a particular insurer is a rip-off when they may be good value for others.Posters could name the greedy companies and steer others towards more competitive named insurers. That'll soften their coughs for them.
When it comes to insurance, it is often the case that one insurer will be expensive for one customer and competitive for another depending on the company's actuarial underwriting criteria (and how they change from year to year) and where different customers fit into their risk profiling. So, there's no point in one person claiming that a particular insurer is a rip-off when they may be good value for others.
Surely the stand out point here is that €920 is and was a huge premium, for anything like a standard house.I got our house insurance renewal letter yesterday. I had to call them to make sure it wasn't a mistake!
Our premium for this year is 30% of what it was last year - €276 compared to €920.
This is on foot of the Central Bank's review of differential pricing in the home and car insurance market.
Hoping to see similar fall in car insurance when I renew that in the summer.
If you are rightly annoyed that company A have given you a very high quote and you have taken your business elsewhere, that is not going to stop me looking for a quote from company A.While I take the point, I disagree that it's pointless naming the insurer bumping up premiums, for no good reason. Many companies simply try to take advantage of loyal customers, so need to be called out for it. Perhaps giving a little supplemental info (ie city or two, detached house, semi etc) might be good, though.
My renewal quote this year was just short of double what I paid last year. I queried it but didn't get anywhere. I dropped them a polite email simply stating that I wouldn't be renewing as the quote was too high.
They asked if I wanted to put in a complaint. I wasn't too pushed either way but said okay. They said grand we will take the email as a complaint. I got a letter a while afterwards listing reasons why premiums increase. None of them applied to my situation.
I renewed elsewhere at a far better price.
I totally get this comment, I had a complaint with a pension provider, who just fobbed it off and told me to go to the ombudsmanWhat I hate about the response you got was it's primary focus on justification and processes as distinct from exhibiting some commercial intelligence and trying to facilitate you to some degree. Their thinking, or lack of it, seems not to understand that service providers can generate bad will as easily as good will.
No they're not.Aviva via CFM brokers (insuremyshop) €1642 including broker fee, FBD direct €3864.
Identical figures.