I'm currently working 14-16 hours per week at a rate of €8.74 per hour. These hours are mostly worked over a 4 day week. I hand in my yellow docket to social welfare every week and on the rare weeks I work a 3 day week I receive my JSB. My problem is I can't afford it anymore. I'm seriously in trouble. I've 4 kids, 2 at school and 2 at home. Childcare is costing on average €120 depending on what time of the day I'm working. If I'm working in the afternoon I've to pay for childcare for 3 kids (eldest is 16). My DH is working full time thank god, but his wages are swallowed up by mortgage and car repayments. My question is what can I do? If I give up my job will I be penalised by SW? Will I be able to claim JSA while I look for a better paid job? I'm really at a loss and every week we're sinking deeper.