Ok, this is a dumb question.
I have health insurance with Aviva which seems to jump in price every year. I can get a comparable policy with other companies for about 400 less, but I have one concern.
I'm generally healthy and have rarely claimed on my insurance. I do have a minor kidney issue which pops up every few years in blood tests, but is not a major issue. It usually means a visit to a kidney specialist who tells me that its ok after a few xrays/ultrasounds, and to keep it monitored.
If I change insurance companies, will they see this as a "existing condition" and not cover me for it for a period? I dont want to find myself needing more serious treatment in a few years and not having cover all just to save a few hundred on premiums.
For the insurance nerds out there - I am currently on Aviva Level 2 Health Excess. its currently up for renewal at 1296.00. I can get what looks like a better policy Leya Flex 250 Plus for about 850. I know I can downgrade to Aviva Health Value Plan for about 950, but the Flex 250 plan looks a better plan.
I have health insurance with Aviva which seems to jump in price every year. I can get a comparable policy with other companies for about 400 less, but I have one concern.
I'm generally healthy and have rarely claimed on my insurance. I do have a minor kidney issue which pops up every few years in blood tests, but is not a major issue. It usually means a visit to a kidney specialist who tells me that its ok after a few xrays/ultrasounds, and to keep it monitored.
If I change insurance companies, will they see this as a "existing condition" and not cover me for it for a period? I dont want to find myself needing more serious treatment in a few years and not having cover all just to save a few hundred on premiums.
For the insurance nerds out there - I am currently on Aviva Level 2 Health Excess. its currently up for renewal at 1296.00. I can get what looks like a better policy Leya Flex 250 Plus for about 850. I know I can downgrade to Aviva Health Value Plan for about 950, but the Flex 250 plan looks a better plan.