Hello,
I would like to better understand the scope of the category Social, Domestic and Pleasure Purposes (SDPP) when selecting car insurance.
I have three theoretical scenarios.
1. Purchase an item in the shops and deliver to a relative during a social visit, getting paid for the item.
2. Place an occasional, say about four times a year, classified ad for an unwanted used item such as, e.g., a pressure washer. Deliver to the address of the respondent and get paid.
3. Place an occasional ad, again about four times a year, on a website such as Ebay or Ebid, without a webshop or being listed as a trader, for an unwanted used item. While shopping transport the item to the post office in order to have it shipped.
In none of these cases is a registered trading business in operation, goods are not being purchased for resale purposes, and no profit is being made. Is SDPP sufficient for each of these transport operations, or is a higher level of insurance required ?
Thank you.
I would like to better understand the scope of the category Social, Domestic and Pleasure Purposes (SDPP) when selecting car insurance.
I have three theoretical scenarios.
1. Purchase an item in the shops and deliver to a relative during a social visit, getting paid for the item.
2. Place an occasional, say about four times a year, classified ad for an unwanted used item such as, e.g., a pressure washer. Deliver to the address of the respondent and get paid.
3. Place an occasional ad, again about four times a year, on a website such as Ebay or Ebid, without a webshop or being listed as a trader, for an unwanted used item. While shopping transport the item to the post office in order to have it shipped.
In none of these cases is a registered trading business in operation, goods are not being purchased for resale purposes, and no profit is being made. Is SDPP sufficient for each of these transport operations, or is a higher level of insurance required ?
Thank you.