I have been in a dispute with a bank for the past number of years regarding a personal loan and they are now referring the matter to their legal department.
Firstly I have tried to resolve the matter directly with them, In November I offered to pay them 7000 euro as a short settlement, the outstanding balance was 9000 euro. They declined this offer I made by letter and enclosed a copy of the credit agreement that I had signed. I noticed a couple of things on the credit agreement that I would appreciate advise and opinions on.
The date the agreement was signed by the bank was on the 03/08/06, I signed it on the 14/08/06. Does this affect your right to withdraw from the agreement at any time within 10 days of receiving this agreement or a copy of it as outlined on their credit agreement.
I also noticed that the agreement was altered by them regarding contacting me at work.
Would appreciate advise.
Firstly I have tried to resolve the matter directly with them, In November I offered to pay them 7000 euro as a short settlement, the outstanding balance was 9000 euro. They declined this offer I made by letter and enclosed a copy of the credit agreement that I had signed. I noticed a couple of things on the credit agreement that I would appreciate advise and opinions on.
The date the agreement was signed by the bank was on the 03/08/06, I signed it on the 14/08/06. Does this affect your right to withdraw from the agreement at any time within 10 days of receiving this agreement or a copy of it as outlined on their credit agreement.
I also noticed that the agreement was altered by them regarding contacting me at work.
Would appreciate advise.