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    Laya Laya Simplicity Renewal quote

    My sister was quoted €2741.10 by Laya for Simplicity renewal for her husband and herself. (€1370.55 per person) The online price per person is €1167.35 per person. The HIA site quotes €1267.80 per person. Anybody any idea what Laya is up to?
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    Post Office - Registered Post

    A word of warning to anybody paying extra to register post for sending abroad. It is only guaranteed by an Post until it hits the overseas postal service. After that, there is no guarantee, tracking, traceability on the item. Recently sent an envelope to the States, after 1 month it hadn’t...
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    Buy house for daughter or lend her the money.

    I’d like to help my daughter to own her own house. Current situation is she is a single Mam with 3 kids. Has joint ownership of a house with her ex-partner who left 4 years ago and has not contributed to mortgage. House is just about to leave negative equity. There are life policies on the...
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    Revolut card scammed

    My Revolut card was scammed last week with lots of transactions over 2 days in the States, while I was in Ireland. It is not coincidence that I was planning a trip to the States and was booking accommodation and car hire online. I used Booking.com for the accommodation bookings and Carflexi.com...
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    Error while inputting tax details

    Only noticed after I signed and submitted my tax return for last year that my claim for capital allowances for my rental property was prepopulated inmy tax return . I didn't even bother to go the Irish rental income section as I had sold the house. Where now?
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    Class action - Avis/Budget.

    Slightly dented a car in Florida in November last. (Reversed into car which was parked illegally in the drive lane of a restaurant). No major damage, no injuries. Heard nothing from car rental company (Budget). Got letter today inviting me to join class action against Avis/Budget for some case...
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    Loan to Child

    If a parent lends a child funds to purchase a house and the child pays back the loan on a regular basis, are there any tax implications?
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    Ulster Bank - trying to pay mortgage fortnightly

    We took a tracker mortgage out with Ulster Bank 9 years ago and have been paying by monthly direct debit since. We now wish to pay fortnightly (in line with income) and rang the Bank to discuss. First, we were told to ring the Direct Debit team in Sandyford to discuss the matter. There, we were...
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    Selling property in France

    We bought 2 investment properties in France (1 bed apartments in a tourist complex) 9 years ago and the leaseback period is due to expire next year. Has anyone any experience of selling such a property in France - we do not want to roll on the lease for another 11 year period?
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    Dublin House price rise in the past 18 months

    I'm selling my house in Dublin. While it was my family home for 27 years, it's been rented out for the past 8 years. When it was valued for Property Tax last year (by me, on foot of lots on online research using sites like the property register, myhome, daft etc.) I valued it at between €400K...
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    New Ford BMax - knocking noise

    Purchased a new Ford BMax in May - all fine except for knocking noise under the car on any kind of rough surface (such as the concrete roads in a lot of Dublin suburban estates or country roads which have not had tarmac). Brought it back to garage - mechanic drove it around local area which is...
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    Tenant wants to buy house

    My property is a 4 bed semi in D14. Current tenant is a family - 6 months into a 2 year lease. They have asked about the possibility of purchasing the property. The house hasn't been valued since 2006 and that valuation reflects Celtic Tiger prices. I would be disposed towards selling at...
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    The risks of downgrading health cover

    Good advice. We downgraded our cover in Jan 13 and Murphy's Law being what it is, I discovered I need a hip op in May 13. My doctor recommended a particular consultant, I had no reason to query this. Met with the consultant last July where I found out that he only does his surgery in Vincents...
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    Phone says no SIM Card

    I was using my cheap Nokia not-smart phone successfully until yesterday when it suddenly showed no signal. So, I turned it off and back on again. When it came on, it asked me to insert a SIM card. There's a card in it - I haven't touched anything inside it, in fact I don't know how to open it to...
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    Beko Fridge/Freezer not working after hubby stuffed stuff in freezer

    I was wondering is there any way we can fix our Beko Fridge/Freezer which although there is power coming to it (light comes on when you open the fridge door), is not working. Yesterday, hubby jammed a pizza into the top part of the freezer, and the poor freezer screeched like a banshee! Today...
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    Motor European Breakdown Cover

    We currently have European Breakdown Assistance cover from www.breakdowncover.ie. This only covers cars under 10 years old. Does anybody know of any other insurance cover for older cars - ours will be 10 years old next year and we travel to France twice a year. We were hoping to hold on to it...
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    Kindle Fire

    I bought my hubby an Amazon Kindle Fire in the UK (son lives there, I got it delivered to him by Amazon). Now, we can't set up a process to buy stuff because the it will only cater for credit cards in the UK. Has anybody got around this?
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    Combined CD player and French Radio Stations

    I'm looking for a piece of equipment which will deliver the capability to play CD's, either via hard CD's or iPod, but which will also have radio capability in Ireland to play French radio stations. Talking to people in the like of Curry's etc. is a no-no - they just don't seem to understand the...
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    Creating a collage without Picasa

    I'm trying to create a collage of various photos as an Xmas present. Normally I use Picasa, which looks brilliant on the laptop. However, I want the collage to be printed on a canvas. The supplier tells me that Picasa is no good as it reduces the pictures to minimal size, which won't allow them...
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    Property in France - French will?

    We bought apartment in France a number of years ago and have been advised that it is imperative that a French will be made to handle the succession of this. Apparently, the French system is a nightmare for non-residents in the case of leaving property. Does anybody know the situation on this and...
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