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Hi, Does anyone have experience with getting withholding tax waived or reduced after the deadline Raisin sets? I have a deposit and have slightly less than four weeks to go but have only now requested the proof of tax residency from revenue. Looks like I will be taxed at 19% on my Slovak...

Bit of an update on the raisin privatbanka deposit. Money sent in just before New Year and also the initial opening request. 6 January - sent proof of id as requested (a current a/c statement) 25 January - Notice that account opened as of 20th January €15 euro compensation for the delay but...

I received a note late yesterday that privatbanka have been sent all documentation. Then I get this. If this happens I'll be pitching a tent outside the central bank and banging on their door about raisin every fifteen minutes! Really unimpressed with them.

It may be a hold possibly be a hold up at privatbanka I guess but I have money in the account and everything organised before new year. They got back to me jan 6 looking for a print off of a recent bank statement. I provided that.... Then silence apart from one bog standard we're experiencing...

Hi, I have exactly the same issue. I am waiting about two weeks now as well. No word from them at all. Raisin customer service is dreadful.

Well lots of people on UPC but not sure if it is Horizon. I am afraid I was in work and I allowed them to let themselves in. To paraphrase the mgmt co. guy. "Electrician has checked the line from the apartment to the exchange. The line is ok back to the exchange but there’s no signal from...

The problem appears to be that the signal might be too weak for UPC Horizon but enough for landlord to say all is OK. I already have mobile broadband but it is very unstable. Cue, other half hanging out window to check signal. From a contract point of view I've signed off for the 18 month...

Hi, I have just signed up for UPC Horizon. I got a UPC 1001 error on connecting. No signal. I called UPC. UPC tested. They can't connect to the UPC router box. They send an engineer. The engineer says the wiring is a problem in apartment. The Management Co gets an engineer who says he tested...

spreadbetting account Hi Callybags, i would guess a lot of people's opinion is that financial spread betting is more financially dangerous than sports gambling because of the possibility of losses far greater than the initial stake. I don't have any experience of applying for a mortgage with...

new car "I do need a decent boot as I manage to fill my focus totally for certain trips." Skoda Octavia. I drive the old 1.9 TDi which is a bit noisy, but which I like enormously. There is a newer 1.6 diesel engine I believe. To be honest, I do mostly long distance, so the Octavia...

Hearing Aids - Similar shock at cost (4800 euros) Hi Lizard, My father was quoted 4800 euros for a hearing aid. I'm aghast as you were, but I'm trying to get him to shop around. I don't know the area but this sounds to me like a poorly regulated area where people can set them selves up as...

Cyprus I cant see too much difference theoretically between this and our pension levy to be honest. It isn't a new departure but it sets a very worrying precedent for the larger economies. The ECB must ring-fence this deal and say never again. The Russian angle is interesting as Putin is...

Mystery Transaction This sounds like your card has been skimmed. My understanding is that a few test transactions for small amounts will be sent before you get hit big time. Alert the bank and stop the card. Your main worry is the card, not the small amounts.

Just a quick comment on pension investing and cash saving while not owning a house. I have tried where possible to do both. If you are able to save the equivalent to an annual mortgage each year, then I don't see the issue of also contributing to a pension from the excess. I would feel...

job finishing up Hi Chloe, Many companies are wary of keeping people beyond six months if they think that you aren't the right fit. The reason is that they find it much more expensive and time consuming to let someone go afterwards. If it is possible to tease through the reasons why they...

scam "We am moving to Ireland" This is a very common grammatical mistake made by non-native English speakers from certain specific geographical regions where such scams are common.

Career after 50 Regarding IT, the shortages are real. I know of some companies taking on engineers and others and cross-training them to IT. I don't think it is feasible to move directly from an Engineering/Construction PM role to IT PM and in 20 years in IT I've never met someone who has...

I'm a BOI customer. I just spotted that I have an ATM transaction with another bank processed twice. As it is for 200 euros I'm very concerned. Who do I contact, my own bank or the other bank? Thanks Gearoid

anxiety in the workplace. I would be careful talking to a line manager about stress being an issue unless you know they are supportive. It depends on the relationship you have with them. You could be labelled by a manager who has little time or respect for anyone in your current situation...

Pension Hi Kittyjo, You aren't giving enough information for people to judge. You may have 30k savings, but do you own your own home or have significant equity in a house i.e. a large part of your mortgage paid off? You have obviously lost out on significant tax allowances, which is...