gnf_ireland
Registered User
- Messages
- 1,441
I have a pension going for the last 10 years or so, and review it every 5 years. Its now time for the next review. The last 5 years have been pretty good, with a 14.4% growth (roughly), but there has been a general bull market during this time.
I believe, in general, that equities are overvalued at the moment and feel some level of a correction is due in the next few months/beyond the end of the year. Do others feel the same? *understanding no one can tell the future*
So the question is
(a) should I review the current pension allocation and re-invest all the funds immediately OR
(b) encash a portion of the funds, hold in cash until a correction happens (or not), and then reinvest
Also, anyone have any thoughts on where various industries/regions are going in the next 5 years? Anyone believe there is strong reasons to buy particular industries or regions? Just curious of others thought process here !
I believe, in general, that equities are overvalued at the moment and feel some level of a correction is due in the next few months/beyond the end of the year. Do others feel the same? *understanding no one can tell the future*
So the question is
(a) should I review the current pension allocation and re-invest all the funds immediately OR
(b) encash a portion of the funds, hold in cash until a correction happens (or not), and then reinvest
Also, anyone have any thoughts on where various industries/regions are going in the next 5 years? Anyone believe there is strong reasons to buy particular industries or regions? Just curious of others thought process here !