The check lists here are relevant and if anybody wishes to add to them please do.
I did try to develop your number 5 & 15 a bit further because I think health/wellbeing is so important but the entire post was deleted because you're not suppposed to put more than one image in a post, apparently.
Finding the right hobby transformed my life and while some were rebalancing portfolios I was happy to rebalance my life so that I could do what I wanted to do, when I wanted to do it, because I might not have been physically able to do the activity at the same level in late 60s / early 70s. I suppose I was borrowing time from actual retirement but it also probably meant that I might need more assets/resources in terms of longevity. That's why I was suggesting that it might be wiser to start really thinking about the retirememt 15/20 years out.
The books I recommended have had a profound effect on my wellbeing and how good I feel every day. Finding the right professional (the ones that don't prescribe medication at every opportunity) to deal with ailments or injuries, as you begin to creak, are invaluable.
Okay, these are not finacial and are of little interest to anyone who can't stop accumulating assets or will never spend what they have accumulated, but they're important to some.
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