We have a tracker of 0.5% with Danske Bank (was National Irish Bank). We'd love to move but giving up such a good tracker is a big consideration. We're thankfully not in negative equity & would have a deposit of between 40% and 50% of thenew property value.
Has anyone had any joy in doing a deal with Danske Bank over a tracker mortgage?
Has anyone managed to do a deal with another bank over a tracker? Eg PTSB & UB are allowing people to move their tracker (plus a margin) to another property. Has anyone ever managed to move a tracker to another bank?
And even are we crazy for considering giving up this tracker? I feel like it is both a financial blessing and a financial handcuff at the same time.
I suspect I am wishing for something that isn't possible. Would be grateful for any opinions or thoughts though.
Has anyone had any joy in doing a deal with Danske Bank over a tracker mortgage?
Has anyone managed to do a deal with another bank over a tracker? Eg PTSB & UB are allowing people to move their tracker (plus a margin) to another property. Has anyone ever managed to move a tracker to another bank?
And even are we crazy for considering giving up this tracker? I feel like it is both a financial blessing and a financial handcuff at the same time.
I suspect I am wishing for something that isn't possible. Would be grateful for any opinions or thoughts though.