Worth Keeping Mortgage Protection Insurance?

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bren1916

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Hi, we recently redeemed our mortgage and I am considering ending the associated mortgage protection policy. My monthly payment is €22 and the policy is currently worth ~ €105K (decreasing at 6% per annum), on a first death basis. My Q is; does it make financial sense to retain the policy or not? I am insured through work and have another separate €100K joint policy on a first death basis. Thanks.
 
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