Yes, I think the minimum number of years for claiming a UK pension is 10 years. It's well worth topping up with voluntary NI contributions too. Many people have both Irish and UK state pensions. I'm not sure about whether you will get a full Irish pension - depends on the rules when you turn 67.So if I don't top up credits I will still get some UK pension,. So you can claim a UK pension and Irish pension at same time.
I will be 27 years working in Ireland by 67 , will this qualify for a full Irish pension, not sure with new set up how this works now, I've only started thinking about all this now, should have years ago. Thanks
Did you start working in Ireland at age 40? Have you worked permanently since?I will be 27 years working in Ireland by 67 , will this qualify for a full Irish pension,
But the Government recently announced the intention to phase out the “average” method and to move to the Total Contribution Approach only (ie 1/40 of a State Pension for each year of contributions) over the next 8 years. So if the OP is expecting to reach age 66 in 8 years, it’s likely the 1/40th model will be the main calculation model.Did you start working in Ireland at age 40? Have you worked permanently since?
If you have at least ten years contributions and an annual average of at least 48 weeks since you started working in Ireland for the first you will get the full Irish state pension at on the basis of the "average" approach. If, however, you worked even a few weeks in Ireland at age 17 then your average will be lower as they will take all contributions and divide them by 50, ie, 67-17.
It's not straightforward. Read some more here.
Where are the legislative proposals though?But the Government recently announced the intention to phase out the “average” method and to move to the Total Contribution Approach only (ie 1/40 of a State Pension for each year of contributions) over the next 8 years
The Minister announced in September last that the Government were accepting the recommendation of the Pensions Commission that they move to the Total Contribution Approach only, as the calculation method for the State Pension. The Minister said that this would be phased in over a 10 year period starting in 2024 (the precise methodology to be finalised).Where are the legislative proposals though?
Maybe I've missed them, but it has been government policy to "do something" about this for a decade now and nothing has been done.
Write them a letter and say you should be on Class 2 not Class 3.I think I should be Class 2 as I worked until the day I left the UK and am now living in Ireland. How do they know if I'm Class 2 or Class 3? How do I tell them?
I only worked in the UK in my mid-20s but was eligible to buy back years as far back as 18. I was credited UK contributions for age 16 and 17. I have no idea why but am not complaining.- Until the April deadline, my understanding is that one can buy back years as far back as 2006. Would I be able to buy 2006 to 2010, noting that I only set up a UK National Insurance Number in 2010 when I moved to the UK?
They are very hard to get through to on phone. I just write them letters. Just say something like: "Based on my contribution history please classify me as Class 2 rather than Class 3".Thanks both. I will contact them.
Agreed. Thanks again.They are very hard to get through to on phone. I just write them letters. Just say something like: "Based on my contribution history please classify me as Class 2 rather than Class 3".
They are never in a hurry to reply but most of us are far off pension age anyway.
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