Wiser to buy car for cash or borrow?

In general I think it's ptsb finance, who will offer a rate of 6.9% (from their Auto Ireland magazine) if it's a new car and worth over €9,000. The quaotation on their website seems to suggest a rate of 7.9%??? Best to give them a call directly.
 
The best buys list in the section lists some personal loan offers in case that's of any use.
 
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