pablohoney
Registered User
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- 27
Hi everyone . In a situation where I’m trying to switch mortgages. Waiting on a CCR report. Back in 2014 I went into arrears but agreed a restructure with bank. Didn’t miss any payments but didn’t make full payments for a time. Since 2016 I’ve been overlaying and I am back on track and owe less now than if I was paying the original agreement although the term is longer as per the restructure . Any ideas if this will show and will affect my chances of the switch ??