Will I be eligible for the benefit from 65- 66

Is there a difference, perhaps, between an Occupational Pension and a Social Welfare pension?
 
@Minnie
I was not aware of the situation about having a pension from another country. So don't rely on my previous post.

You can appeal the decision within 21 days.
The social welfare offical may or may not be correct.
The situation will then be fully investigated and if you are entitled to the payment you will get it or vise versa.

Try claiming Jobseekers Benefit. The rules for this are different and you might qualify.
 
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Ruffian said:
Is there a difference, perhaps, between an Occupational Pension and a Social Welfare pension?
Click to expand...
You can definitely get BP 65 alongside an occupational pension.
If it's possible to get an Irish Contributory Pension alongside a foreign state Contributory pension, it would seem strange that BP 65 is barred if a person has a foreign state pension.

BP 65 is not means tested and is only paid to people who have paid the necessary Prsi contributions.

Can a person have a USA state pension and an Irish Contributory State Pension ?

An Irish person under age 66 (or 70) would still be liable to pay Irish Prsi regardless of whether they are claiming a foreign state pension. If they are paying Prsi they should be entitled to benefits.

If an Irish person is in receipt of a foreign state pension and is employed in Ireland and becomes unemployed, surely they would qualify for Jobseekers Benefit.

The poster could possibly try to claim Jobseekers benefit if they meet the rules.

It is possible to not qualify for BP 65, but qualify for Jobseekers Benefit. This is the case for people with subsidiary employment in excess of 7.5k per year.
 
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Ok the saga continues, I did visit my Intreo office and spoke with 2 gentlemen, one called the second one over to see his opinion as neither were too sure - one just kept repeating that I cannot be in receipt of 2 benefits and my only option was to appeal the decision. They advised me to put a letter together with any other documents and bring them back to the office for them to forward, I did this and when I returned I was at a different hatch and was asked if i had filled out the appeal form which the other 2 had failed to give me, I duly filled it out and returned to the hatch with my appeal letters and it's in the hands of the God's now. I think it could also come down to semantics as the Americans call the Social Security Retirement payment a benefit, whereas I would call it a pension.?? They say garbage we say rubbish!!!
 
Hello, I'm reading the "Operational Guidelines: Jobseeker's Pay Related Benefit" and there's nothing there about facilities for people over the age of 62 (you do not have to: meet with a case officer in your local Intreo Centre , sign on monthly in person in your local Intreo Centre or Social Welfare Branch Office, over 62 years, your payment will be made into a financial institution) and it was in the regular JB
I wonder if they won't be in this benefit, or if they just forgot to write about them? Does anyone know anything? Or do we just have to wait until March 31 for specific information?
 
HI S class
Thanks for all the information
i have another scenario

i will be 65 in September

Rental income >7500 for more than 117 weeks

D class changed to class A in 2022 when 61 so => class A awarded for 2021

I have not earned any stamps since 2022 except for the class change

I have historic class a stamps 1989 and 1990 and 1 year ftom 1980

All class D stamps otherwise

Can i qualify for benefits payment 65 at this stage?

Do i need to put in a job seekers beneift claim now to automatically roll over to benefits payment 65?

What does it mean that 3 months of class A Stamps do not need to actually run up to your 65th birthday?

For example If i get a job now for 3 months can this be used for benefits payment 65 or job seekers benefit maybe at the end of November?


Sorry for all the questions

Any advice would be appreciated
 
Did you sign on for Jobseekers credits after your class A employment ?

If you didn't you will not have any Prsi contributions for the governing year, 2023. If this is the case, you could try to make an appeal to DSP to backdate Jobseekers credits. You could make a case that you were unaware of the importance of maintaining your Prsi record.

If you did sign on for Jobseekers credits, you now need 26 weeks ( to meet the subsidiary employment rules) of class A contributions from employment to qualify.

If your rental income is currently at class K, you might not be considered as having self employment income from your rental.
If this was the case, 13 weeks of employment might be sufficient.

If you don't have at least 39 Prsi credits in 2023 you cannot at this stage qualify for BP65.

You could get pay related Jobseekers Benefit if you worked for 26 weeks and then ceased employment.

This would get you a minimum of 125 euro for 6 months.
This might then extend up to your 66th birthday, but I am doubtful that this is allowed in the rules for Pay Related Jobseekers Benefit.

Normally you would be transferred on to Benefit payment 65 if you are a Jobseeker on or after your 65th birthday, but as you would not meet the rules for Jobseekers Benefit on that date, you probably would not be changed to BP65.
 
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I worked from Jan.1978 until Feb 2021,43 years, I started work at 17 and retired just before I turned 61.I received unemployment benefit after that. I applied for the 65-66 benefit,but was denied,insufficient/wrong kind of prsi contributions. I appealed and got turned down again. I have a private pension,but after 43 years straight I must say I felt very disappointed.
 
Yes that's unfortunate.

If you had worked for 13 weeks during any year up to age 65, and continued to sign on for Jobseekers credits, you could have qualified.
 
Thanks for responding

I was definitely not aware of maintaining a prsi record after the class A employment in 2022 and did not sign for job seekers credits or benefits.


My rental income is unfortunately classed as K as i have an occupational pension


If i am reading this right do i now need 13 weeks of employment to get €125 per week until age 66?


Is there any benefit of asking the dsp to backdate job seeker credits from 2022(does this cover the governing contribution year of 2023?)

Do you know what the likleihood is of the dsw approving this?(your opinion would be appreciated)
 
I know a person who managed to get backdated Jobseekers credits. Be persistent and ask to speak to a supervisor if your request is refused. You have nothing to lose in trying. This would cover the governing year rules.

If you don't manage to get these, your only option would be to get employment for 26 weeks You could then cease this and qualify for the new Pay related Jobseekers Benefit. The amount you could receive would be based on your earnings for the 26 weeks.

The minimum payment is 125 euro.
So for instance if you got minimal earnings of 38 euro per week, you would qualify for 125 euro per week for 6 months.

If you manage to get backdated Jobseekers credits, you could work for 13 weeks and apply for BP65.

If your claim was refused because of your rental income, you could continue this employment for a further 13 weeks. Then apply for Jobseekers benefit. This will be approved as your rental income is now classed as subsidiary employment.

Jobseekers benefit at age 65 is identical to BP65. The same amount is paid for both. This is the maximum amount for Jobseekers benefit.
 
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Hello.

Can I jump in on this thread also please and ask the advice of the wonderful contributor S Class who has a wealth of knowledge on Social Welfare.

It concerns Retiring Planning and if we are correct in our understanding of current SW rules.

My sister wants to retire from her current job in Oct/Nov 2028 when she will become due to receive an Occupational Pension from a previous employment. She will be 63 at that stage. She will work 41 weeks in the calendar year 2028, the year of her 63rd Birthday. She will have appx 2200 PRSI stamps at that stage (all from employment).

She would like to retire in Nov 2028. Then sign on for Job Seekers Benefit for 9 months.
This will take her to appx Aug 2029 when her Jobseekers Benefit would run out. If she can get a job in Sept 2029 for 13 weeks, can she then sign on for Jobseekers Benefit for 6/9 months ? When the Jobseekers Benefit runs out in mid 2030, can she apply for the Benefit Payment 65 on her 65th Birthday in late 2030 ?

We are trying to plan effectively and do everything right to enable her to retire in 2028 as is her wish.

Thanks very much if you can give her extra guidance and advice.
 
Having worked for 41 weeks in the calendar year of her 63rd birthday, she meets all the Prsi rules for BP 65.

Yes she can sign on for Jobseekers benefit when she retires.
She will get payments for 39 weeks.

After the paymemts end, if she works for 13 weeks she could requalify for 39 weeks of JB.

None of this will alter the fact that she will qualify for BP65 from her 65th birthday.
 
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