Hello,
I was wondering, would a couple with only one regular income (from permanent employment, recently completed probationary period) get a Homeloan ?
If so, whats the guideline on the level of debt they might home to raise (i.e. would they get 35% of net monthly income for loan repayments, or would they get 3x gross annual salary etc.) ?
In brief, looking at a possible refinance, perfect repayment record on existing homeloan. No new funds required, just possible refinance for a better deal. ICB record also perfect.
Many thanks.
I was wondering, would a couple with only one regular income (from permanent employment, recently completed probationary period) get a Homeloan ?
If so, whats the guideline on the level of debt they might home to raise (i.e. would they get 35% of net monthly income for loan repayments, or would they get 3x gross annual salary etc.) ?
In brief, looking at a possible refinance, perfect repayment record on existing homeloan. No new funds required, just possible refinance for a better deal. ICB record also perfect.
Many thanks.