Be interesting to look back at posts on Askaboutmoney (and other forums) at that time to see if askaboutmoney users were aware of the advantages of trackers.
I was not aware of how valuable a tracker was. But I most certainly do now.
Be interesting to look back at posts on Askaboutmoney (and other forums) at that time to see if askaboutmoney users were aware of the advantages of trackers.
Same experience - told plenty - don't know anyone that acted. One guy said that "I know what your saying but I like my local bank manager/staff". Does he still like his local bank staff (assuming they even still have jobs with that bank)? Have not seen him since to ask.Regarding not telling, I told EVERYONE. For years. Where I work there are around 80 people, all of whom had mortgages or were going to have one in the not so distant future. Of those 1 (one) switched to a tracker after several years, and 0 (zero) of 1st time buyers took this option. Of the one, this person stayed with ICS at .9% and when I asked why he didn't just go to NIB, he said he couldn't be bothered. Of outside work friends, 1 (one) switched, again after a period of time. The latter bring me/us to dinner once a year as a 'thank you'. I couldn't have tried any harder for people to keep their hard earned money. Total ambivalence.