Who insures drivers with 5 penalty points

deranne

Registered User
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35
I have 5 points and 2 are due to clear half way during next year. Insurance companies are refusing to quote me as I have more than 4. Chill is the only one who is but it has sky rocketed. Does anyone have experience of trying to shop around with penalty points
 
I had 5 penalty points last year at the start of my cover. I went through Hooper Dolan Insurance in Waterford (www.hdgroup.ie) and got a quote which was a couple of hundred cheaper than the others.
No other affiliation to HD Group.
 
I got six or eight online quotes a couple of months ago and I was sure that some of them didn't worry about up to six points. My own points dropped from six to three during the year, so I'm afraid I wasn't paying that much attention. The one I went with certainly stipulates six or less ([broken link removed], sorry it's for over fifties only). I assumed the normal limit had gone up to six because a bunch of penalty point offences -- including speeding -- went up from two to three points in December 2014.
 
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