Betty Murphy
Registered User
- Messages
- 2
We are a couple in our 60's (67 and 63) with some health issues.... nothing major TG. The consultants we attend are attached to the Beacon and Hermitage Clinic. Currently we are on VHI Forward Plan Level 1 which has great cover but has become too expensive now that my husband has retired. Renewal April 2017 / Quoted price for both of us €6400.
I have done some phoning to several of the companies looking for quotes that will cost less without totally decimating our cover. Apart from needing cover for the hospitals mentioned I think that due to our ages we need cardiac and orthaepedic cover also. We are willing to have semi-private accommodation in the private hospitals instead of private and would also consider a small excess. The suggested plans and quotes are as follows:
VHI : Health Plus Extra €2506 each (when I explained that I would like to keep price even lower if possible) Health Access was suggested costing €1645.60 each
Laya : Control 150 Secure : €3211 per annum for both of us
Irish Life : Best Ultimate 2 : €3366 per annum for both
I have tried to compare all of them but at this stage I'm totally in meltdown! Can you please help me decide on the best option for us? We have been with VHI since we started cover, some 20-25 years ago. Originally we were reluctant to change but for a good cover at a good price I think it will be a no-brainer! You're expertise would be greatly appreciated.
Thank you, Rednor
I have done some phoning to several of the companies looking for quotes that will cost less without totally decimating our cover. Apart from needing cover for the hospitals mentioned I think that due to our ages we need cardiac and orthaepedic cover also. We are willing to have semi-private accommodation in the private hospitals instead of private and would also consider a small excess. The suggested plans and quotes are as follows:
VHI : Health Plus Extra €2506 each (when I explained that I would like to keep price even lower if possible) Health Access was suggested costing €1645.60 each
Laya : Control 150 Secure : €3211 per annum for both of us
Irish Life : Best Ultimate 2 : €3366 per annum for both
I have tried to compare all of them but at this stage I'm totally in meltdown! Can you please help me decide on the best option for us? We have been with VHI since we started cover, some 20-25 years ago. Originally we were reluctant to change but for a good cover at a good price I think it will be a no-brainer! You're expertise would be greatly appreciated.
Thank you, Rednor