Which ECB rate is associated with Irish Mortgages

[trident]

Hi,
On the Central Bank website, when one looks for the current ECB rate, there are 3 rates listed, namely- deposit facility, fixed rate tender and marginal lending.
Which of these 3 rates is typically associated with mortgages supplied by Irish banks?
Thanks in advance,
T

 

[Protocol]

The middle one.

The main re-financing operations rate.

 

[trident]

Thanks for the reply. I asked the central bank the same question and they wouldnt answer, telling me to check with my bank. Funny that.

 

[NoRegretsCoyote]

I asked the central bank the same question and they wouldnt answer, telling me to check with my bank. Funny that.

Not funny at all.

They haven’t a clue what is in a private contract between you and your lender.

 

[trident]

But as Protocol answered, are all Irish mortgages not associated with the fixed rate tender rate?

 

[ClubMan]

But as Protocol answered, are all Irish mortgages not associated with the fixed rate tender rate?

Trackers, yes.
Other variable rate mortgages? Not necessarily.