Hi, currently trying to figure out what makes the most sense to invest a monthly amount of €1500 in. I am already paying the max into my pension for my age, in addition, we have our mortgage down to 1 times our income (2.3% fixed) and making large overpayments (im not going to make higher overpayments for non-financial reasons) I also have enough on deposit for a rainy day. I was looking for some sort of index tracker, but all the ETF tax rules/accounting make it a bit complicated. Should I pay more into my pension (not getting an income tax credit allowance) and invest that way or outside a pension (I dont need the money in the short/medium term)? What would people suggest doing?